General liability
We compare liability options for customer injuries, property damage, and claims involving your finished products.
General liability insurance can address allegations that your operations or products injured someone or damaged their property. We source options for manufacturing and hardware businesses, checking the exclusions and distinguishing liability coverage from the cost of replacing your own defective product.
We build the submission around what the product does and who uses it. Components supplied to manufacturers, finished devices sold to customers, and installation work each need an accurate description when requesting liability quotes.
We compare requests for additional-insured status, limits, and products-completed operations cover with the actual endorsements offered. Where the terms fall short of a customer requirement, we raise the issue and seek available alternatives.
We point out exclusions for repairing your own product, fulfilling warranties, and recalling a batch. If those costs matter to your operation, we identify the need to consider separate coverage instead of treating them as ordinary liability claims.
If a customer alleges that your component damaged its machinery, the liability claim and the cost of replacing the component raise different coverage questions. We explain that distinction when comparing policies and read the product exclusions against your supply agreement.
Commercial insurance reference: California Department of Insurance commercial insurance guide.
All insurance coverageTell us about your production setup and insurance deadline. We’ll prepare the submission and compare the market’s response with you.
